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According to the National Bureau of Labor Statistics, 3 out of 10 homeowners operate a business out of their homes. More than 66% of the estimated 20.7 million people who work at home are self employed and run a home-based business. It’s estimated that more than half of home-based business owners are underinsured and the Independent Insurance Agents of America (IIAA) say nearly 40% of those they surveyed are uninsured primarily because they thought their homeowners policy covered their business.

However, a typical homeowners policy usually only covers damages up to $2,500 on the premises of the home-based business, and $250.00 off the premises. In addition your homeowners policy won’t typically cover liability arising from your home business, for example if a delivery person slips and falls when delivering a package.

Your home based business insurance gives you property and liability coverage:

Whether you are seeking a free comparative no-obligation quotation or an in depth assessment of a report on your insurance needs, complete the inquiry form, speak to one of our business & commercial insurance experts
1-877-742-0550 / 954-742-0550 or request a free call back today.

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